Calculators
Practical calculators for better decisions
Explore our growing collection of simple, useful calculators, or browse worked financial examples.
Showing 84 calculators
FIRE & Retirement Calculators
Plan financial independence, retirement timing, withdrawals, and sustainable income.
- FIRE Calculator Estimate how much you need to reach financial independence and retire early.
- Coast FIRE Calculator Estimate when your existing investments could grow enough to fund retirement without further contributions.
- 4% Rule Calculator Estimate how much portfolio income a withdrawal rate can support and how large a portfolio you may need.
- Retirement Withdrawal Calculator Estimate annual, monthly, and daily retirement withdrawals based on your portfolio and chosen withdrawal rate.
- Financial Independence Date Calculator Estimate your FIRE number, remaining investment target, and potential financial independence date.
- Lean FIRE Calculator Estimate your Lean FIRE portfolio target, remaining amount, and potential financial independence date.
- Fat FIRE Calculator Estimate your Fat FIRE portfolio target, remaining amount, and potential financial independence date.
- Barista FIRE Calculator Estimate the portfolio and timeline needed when part-time income covers some of your annual expenses.
- Safe Withdrawal Rate Calculator Calculate the withdrawal rate needed for your retirement spending and compare your portfolio with the 4% rule.
- Years to Retirement Calculator Compare your retirement age timeline with the estimated time needed to reach your target portfolio.
- Retirement Income Gap Calculator Compare retirement income sources and portfolio withdrawals with your desired annual income.
- Portfolio Withdrawal Sustainability Calculator Estimate whether a portfolio can sustain fixed annual withdrawals using an inflation-adjusted return.
- Retirement Tax Drag Calculator Estimate annual retirement taxes, after-tax income, and the inflation-adjusted tax burden over time.
- Roth IRA Calculator Project Roth IRA growth from a current balance, monthly contributions, return, and time.
- Roth IRA Growth Calculator Estimate Roth IRA growth using annual contributions and an editable return assumption.
- Roth IRA Contribution Calculator Project annual Roth IRA contributions from an editable target and paycheck plan.
- Roth IRA Max Contribution Calculator Plan contributions toward an editable assumed Roth IRA annual limit.
- Roth IRA vs Taxable Account Calculator Compare Roth IRA growth with a taxable account using an editable annual tax-drag assumption.
- Roth IRA Early Withdrawal Calculator Estimate a Roth IRA withdrawal from user-entered basis, earnings, tax, and penalty assumptions.
- 401(k) Calculator Project a 401(k) balance using employee contributions, employer contributions, return, and time.
- 401(k) Growth Calculator Estimate 401(k) growth from your current balance, monthly contributions, employer match, and expected return.
- 401(k) Contribution Calculator Estimate employee and employer 401(k) contributions from salary, percentages, and pay frequency.
- Employer Match Calculator Estimate a 401(k) employer match from salary and editable plan assumptions.
- Traditional vs Roth 401(k) Calculator Compare Traditional and Roth 401(k) values using editable contribution, return, and tax assumptions.
- 401(k) Catch-Up Contribution Calculator Plan contributions toward editable assumed regular and catch-up 401(k) amounts.
Investing Calculators
Explore growth, returns, inflation, dividends, fees, and investment strategies.
- Compound Interest Calculator Estimate your future balance, total contributions, and interest earned with regular monthly investments.
- Daily Compound Interest Calculator Estimate compound growth when a nominal annual rate compounds daily.
- Monthly Compound Interest Calculator Project growth using monthly compounding and regular contributions.
- Quarterly Compound Interest Calculator Estimate future value when interest compounds four times per year.
- Annual Compound Interest Calculator Estimate future value when interest compounds once per year.
- APY Calculator Convert a nominal annual rate and compounding frequency into APY.
- Investment Growth Calculator Project investment growth from an initial amount, contributions, return, and time.
- Rule of 72 Calculator Estimate how long it takes money to double at a given annual return.
- Savings Growth Calculator Estimate savings growth from a current balance, deposits, rate, and time.
- Inflation Calculator Estimate how inflation reduces the future purchasing power of money over time.
- Expense Ratio Calculator Estimate how investment expense ratios can reduce long-term portfolio growth.
- Investment Fee Calculator Estimate how annual investment fees can reduce a growing portfolio with regular monthly contributions.
- CAGR Calculator Calculate compound annual growth rate, total growth, and the growth multiple between two values.
- ETF Fee Drag Calculator Compare how two ETF expense ratios affect ending balances and long-term investment growth.
- Dividend Yield Calculator Calculate dividend yield and estimate annual and monthly dividend income from your shares.
- Dividend Growth Calculator Estimate future annual and monthly dividend income using a consistent dividend growth rate.
- DRIP Calculator Estimate portfolio growth, reinvested dividends, contributions, and future dividend income with a DRIP.
- Lump Sum vs DCA Calculator Compare investing a lump sum immediately with gradually investing the same amount through DCA.
- Real Rate of Return Calculator Calculate inflation-adjusted investment returns and changes in purchasing power.
- Inflation-Adjusted Return Calculator Compare nominal investment growth with its inflation-adjusted ending value and purchasing power.
Debt & Loan Calculators
Estimate payments, payoff timelines, interest costs, and debt repayment strategies.
- Loan Payment Calculator Estimate fixed-rate loan payments, payoff time, total interest, and savings from extra monthly payments.
- Debt Payoff Calculator Estimate debt payoff time, total interest, and the savings available from making extra monthly payments.
- Debt Snowball Calculator Create a smallest-balance-first debt payoff plan and estimate when your snowball could eliminate all included debts.
- Debt Avalanche Calculator Create a highest-interest-first debt payoff plan with monthly interest, payment rollovers, and an estimated payoff timeline.
- Credit Card Payoff Calculator Estimate credit card payoff time, total interest, total payments, and the first month of interest from a fixed monthly payment.
- Credit Card Minimum Payment Calculator Estimate the first minimum payment, first-month interest, principal reduction, and minimum-only payoff path for a credit card balance.
- Auto Loan Calculator Estimate an auto loan amount, monthly vehicle payment, total interest, and total financing cost.
- Credit Card Extra Payment Calculator Compare current and extra-payment credit card payoff scenarios to estimate time saved and interest saved.
- Balance Transfer Calculator Compare a current credit card payoff plan with a balance transfer including transfer fees, promotional APR, and post-promo APR.
- Student Loan Calculator Estimate student loan payments, payoff time, total interest, and savings from extra monthly payments.
- Credit Card Interest Calculator Estimate credit card payoff time, total interest, total payments, and savings from an extra monthly payment.
- Student Loan Payoff Calculator Estimate student loan payoff time, total interest, total payments, and savings from extra monthly payments.
Home & Mortgage Calculators
Compare housing choices, mortgage costs, home equity, affordability, and down payments.
- Mortgage Payoff Calculator Estimate mortgage payments, total interest, and the time and interest saved with extra monthly payments.
- Refinance Calculator Compare current and refinanced loan payments, break-even time, and potential lifetime interest savings.
- HELOC Calculator Estimate available HELOC borrowing, home equity, interest-only payments, and the approval buffer for a requested credit line.
- Rent vs Buy Calculator Compare the net cost of renting and buying using mortgage costs, ownership expenses, home equity, appreciation, and investment opportunity cost.
- Home Affordability Calculator Estimate an affordable home price and monthly housing cost using income, debts, mortgage terms, ownership costs, and a maximum DTI ratio.
- House Down Payment Calculator Calculate a home down payment target and estimate the time needed to reach it with current savings, monthly contributions, and compound growth.
- Mortgage Payment Calculator Estimate a monthly mortgage payment including principal, interest, property tax, insurance, HOA dues, and mortgage insurance.
- Mortgage Recast Calculator Estimate the monthly payment reduction and remaining interest savings from recasting a mortgage after a lump-sum principal payment.
- Property Tax Calculator Estimate annual property tax, monthly escrow, and multi-year tax costs from value, assessment percentage, tax rate, and assessment growth.
- Home Maintenance Cost Calculator Estimate home maintenance costs, reserve targets, and long-term repair budgeting needs.
- Closing Cost Calculator Estimate buyer closing costs, credits, loan amount, and cash to close for a home purchase.
Budgeting & Savings Calculators
Build stronger cash flow, savings habits, emergency funds, and personal balance sheets.
- Savings Rate Calculator Calculate what percentage of your income you save each month.
- Monthly Savings Calculator Calculate the monthly amount needed to reach a savings target.
- Weekly Savings Calculator Estimate how much to save each week to reach a financial target.
- Daily Savings Calculator Estimate the daily amount needed to build a target balance.
- Net Worth Calculator Calculate total assets, total liabilities, net worth, and your debt-to-asset ratio.
- Vacation Savings Calculator Calculate a monthly savings target for a future vacation budget.
- Car Savings Calculator Calculate monthly savings for a vehicle purchase or down payment.
- Emergency Fund Calculator Estimate your emergency savings target, funding gap, and expected completion date.
- Savings Goal Calculator Estimate the time, completion date, and contributions needed to reach a savings goal.
- Budget Calculator Calculate monthly expenses, savings, cash-flow surplus or deficit, savings rate, and expense ratio.
College & Tax-Advantaged Account Calculators
Plan education costs and compare retirement, health, and tax-advantaged accounts.
- HSA Growth Calculator Estimate HSA growth from your current balance, annual contributions, expected return, and investment timeline.
- 529 College Savings Calculator Estimate 529 plan growth and compare your projected education savings with a target college cost.
- Roth vs Traditional IRA Calculator Compare projected Roth IRA and Traditional IRA after-tax values using your contribution, return, and tax assumptions.
- College Cost Inflation Calculator Estimate future first-year and total college costs using an education inflation assumption.
- Taxable vs Tax-Advantaged Account Calculator Compare taxable and tax-advantaged account growth and estimate the long-term cost of annual tax drag.
- IRA Growth Calculator Estimate IRA growth from your current balance, annual contributions, expected return, and investment timeline.
No calculators found. Try a different search.