Retirement Calculator
Retirement Withdrawal Calculator
Estimate annual, monthly, and daily retirement withdrawals based on your portfolio and chosen withdrawal rate.
Calculate your investment growth
Your results
- Annual withdrawal
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- Monthly withdrawal
- $0.00
- Daily withdrawal
- $0.00
Frequently asked questions
What is a safe withdrawal rate?
A safe withdrawal rate is an estimated percentage of a portfolio that may be withdrawn each year while trying to preserve assets throughout retirement.
How does the 4% rule work?
The 4% rule starts with a first-year withdrawal equal to 4% of the portfolio, then generally assumes future withdrawals adjust for inflation.
How should inflation affect retirement withdrawals?
Inflation reduces purchasing power, so retirement plans often increase withdrawals over time and account for rising living and healthcare costs.
What is sequence of returns risk?
Sequence of returns risk is the danger that poor investment returns early in retirement, combined with withdrawals, can reduce how long a portfolio lasts.
How should I use this estimate in retirement planning?
Use it as a starting point alongside taxes, fees, Social Security, pensions, spending flexibility, asset allocation, and professional guidance.