Starter Balance Examples

Examples focused on smaller balances and how issuer minimums behave early in the payoff path.

40 examples

Average Balance Examples

Examples focused on mid-sized balances and common issuer minimum formulas.

40 examples

High APR Examples

Examples focused on high-rate balances where minimum payments are most likely to drag out.

40 examples

Low Floor Examples

Examples focused on how low dollar minimums can slow payoff even when the balance is falling.

40 examples

Higher Minimum Percentage Examples

Examples focused on more aggressive issuer minimum formulas with larger payment percentages.

40 examples